Doorstep Loans from £100 to £1,000

The oldest type of poor credit loan since 1880🚪

Representative 49.9% APR

Borrow £3,250 over 36 months at a Representative Rate of 49.9% APR at an annual interest rate of 41.16% (fixed), you pay 36 instalments of £158.57. Total charge of credit is £2,464.57, total amount payable £5,714.67.

What are doorstep loans?

Also referred to as ‘home credit’ and ‘door-to-door loans’. Cash loans are delivered to your door by the lender’s agent, who then makes weekly visits to pick up the repayments. Agents get to know you and assess whether a loan is affordable for your situation.

  • £100 to £1,000 cash loans delivered to your door
  • No bank account required
  • Bad credit rating okay
  • Repay over 13 – 52 weeks
  • Lenders agent collects repayments in person

  • cash loans
  • delivered to your door
  • no bank account needed
  • online application
  • bad credit okay

Frequently Asked Questions

To get a doorstep loan, chose from our lenders below, fill out their quick online form and you’ll receive a preliminary decision within an hour.

A local agent will then be in contact to arrange a visit to your home to complete the application and deliver your cash loan.

This agent will be your point of contact through the duration of your loan.

Your doorstep loan will be:

  • A small cash loan, £100 to £1,000
  • Managed on a face-to-face basis with the agent visiting your home
  • Repaid in fixed weekly amounts for a fixed number of weeks

A bad credit score is not necessarily a barrier to getting a loan 😃

Lenders understand that having a bad credit rating doesn’t reflect on you as a person, and you may still qualify.

Lenders will consider more than just your credit rating when deciding whether you are eligible for a loan.

The key thing is that the loan is comfortably affordable to you

Yes 👍

Once your online application has received preliminary approval, the lenders agent will visit your home to finalise the application and will also bring the loan with them in cash, which will be handed over to you when the application has been finalised.

Doorstep loans are typically offered up to a maximum value of £1,000 to new customers.

However, to existing customers with a proven payment track record, this can go as high as £1,500.

Weekly 📅

As the loans are generally for low amounts, repayments are typically every seven days.

This will be agreed with your agent at your first meeting.

Paying back on a weekly basis keeps interest rates down and means you can make a regular amount of smaller payments, rather than large monthly sums.

Yes 👍

Loans are assessed on an individual basis and are tailored to each individual person’s situation.

More Questions

Yes ✍

A credit check will be performed, but lenders will also take into account a range of other factors.

The credit check should not be a reason to stop you from applying.

We work with the two largest, and most well-established doorstep lenders in the UK,

In addition to long standing company reputation, these lenders have agents that cover the whole of the UK, so we have you covered.

No, there is no difference 😃

This is simply a matter of wording.

In either case the loan is delivered to your home in cash by an agent.

There are many potential benefits:

  • A fast decision – within the space of 24 hours
  • You don’t need: a bank account, a perfect credit rating, a guarantor, or to own your home
  • Products are flexible to your needs
  • You can build up and improve your credit rating with successful weekly payments
  • There are no hidden fees
  • Overpayments are accepted

Simply because it’s a loan brought to your door 🚪🚶

So no bank account needed, just cash in your pocked delivered by the lenders representative.

You will have an agent throughout the duration of your loan – you can talk to them 👩🏻‍🤝‍🧑🏽

Be open and honest about your situation so that they can help you.

Lenders will always do all they can to come to an arrangement that is manageable for you.

The whole of the UK 👍

The lenders that we work with cover the whole of the UK.

We can provide you with home credit to your doorstep, no matter where you live.

Morses Club Logo

Morses Club (borrowing £300 for 22 weeks)

  • £462.00 Total repayable
  • £21.00 Per month
  • 716.48% APR
  • 1,893 reviews


Poor credit loans from £100 to £5,000

Compared to a doorstep loan you could borrow more at lower rates *


Get quotes in 3-minutes for the loans you've been accepted for

  • Borrow £500 - £15,000
  • Quotes in 3 mins
  • Poor credit OK
  • Great rates from 29%
  • Same day payouts
  • High acceptance rate
Family Pointing

Representative Example - if you borrow £1,000 over 12 months, repaying £103.06 per month, total repayable is £1,236.72 with an interest rate of 49.9% (variable).

* Subject to affordability and your credit score(a guarantor may be required)

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